01
Agreement
By accessing or using the Lending Deck application, you agree to these Terms of Use and our Application Privacy Notice. If you do not agree, do not use the application. If you use it on behalf of an organization, you represent that you are authorized to do so.
02
The service
The current application provides identity and access checks for approved Lending Deck staff and invited borrowers. It does not accept public loan applications or display borrower, deal, document, or underwriting records in its current release.
03
Authorized access
Private areas are limited to users approved by Lending Deck. Google Sign-In or a secure email link verifies identity; it does not create automatic access. Workspace membership, role, and activation state determine whether the current user is eligible.
You may not share access links or sessions, impersonate another person, probe or bypass security controls, scrape private content, or use the application outside your authorized role. We may restrict or suspend access to protect users, data, or the service.
04
Your responsibilities
- Provide accurate, current information you are authorized to share.
- Protect your account, device, sign-in links, and active sessions, and notify us promptly of suspected unauthorized access.
- Use the application only for lawful business purposes and in a way that does not harm the service or other users.
- Keep your contact and account information current.
05
Financing information and decisions
Lending Deck provides business-purpose real-estate financing guidance outside the current application's identity and access features. General descriptions or access status in this application are not loan approval, pre-approval, committed pricing, a rate lock, a commitment to lend, or a guarantee of funding.
Google account data used for sign-in is not used to evaluate creditworthiness, determine loan eligibility, underwrite a loan, set pricing, or make a lending decision.
06
Third-party services
The current application relies on Google for staff sign-in, Supabase for authentication and access records, and Vercel for hosting. Their services are governed by separate terms and privacy notices. Links to other websites are provided for convenience and may be subject to separate terms.
07
Availability and changes
We work to keep the application reliable and secure, but availability may be interrupted for maintenance, security, or reasons outside our control. We may change the application or these terms as the service evolves. Revised terms will be posted here with an updated date. Continued use after they take effect means you accept the revised terms.
08
Intellectual property
The application, its design, and its original content are owned by LendingDeck LLC or its licensors and are protected by applicable intellectual-property laws. These terms permit only the limited use needed for your authorized Lending Deck relationship; they do not transfer ownership rights.
09
Contact
Questions about these terms or the application can be sent to loans@lendingdeck.com or by calling (800) 547-9080.